Money, money, money.
If you are in college, you are dealing with money. Financial aid, paying for tuition, buying meals, entertainment with friends, the list seems to go on and on. Sometimes the problem could be having too much money, but more than likely the problem is not having enough!
This week I found out my computer’s hard drive crashed…for the second time in two years. So unfortunately I have to shell out another $200 to replace that bad boy. While I have been good about saving money like a miser, I have been trying to buy a car for the past month, so this may be a minor setback. This whole adventure has started me thinking about simple ways to save money.
If you are anything like me, you like your fair share of fast food, movies, and random adventures. It is so hard sometimes to live your college life to the fullest when you are low on funds! While there are people who fly by the seat of their pants until they are left with $1 in their bank account, I would advise you to stay far away from that budgeting tactic. There is almost no food you can really buy for$1, even at McDonald’s. So, if you are wondering how to best deal with money, here is the blog post for you.
First and foremost, it is important to budget. Include all the little things you might forget, like putting money on your laundry card or paying for shampoo. They add up quickly! Oh, especially if you are a girl, and you have to pay for makeup. Don’t even get me started on how expensive that stuff is. Know how much you make and make sure that you spend LESS than what you earn. You do not need to spend your whole paycheck just because you have one.
As a little side note, I would like to mention that it is important to tithe on your earnings. This is something that is really difficult for me, because I like to hoard every dollar. But the truth is, the money is not yours to begin with. Something that I have come to learn this past year is that tithing not only shows that God has priority in your life, but it also is a thank you to God for providing for you. So make sure you include this in your budget…not as an afterthought, but as a priority!
Secondly, you can share textbooks with your friends. Many times a professor will require a book but they do not make you read every word in the book. If the book is not necessary for homework every night, consider borrowing from a friend who has it once in a while. If they are generous, they may let you borrow it for free, but even sharing it for half-price is better than having to pay for all of it.
Finding small little gigs on the side can also bump up your income. I personally have done mystery shopping in my spare time, which can get you up to $40 for one hour or so of work. Not bad at all! It is fun and has good rewards. You might also consider babysitting, dog walking or housesitting, as well as any number of other things you can do for a few extra dollars.
Above all, be smart and spend wisely! You’re only in college for four years, but now is the time to make wise financial decisions.